도는 31일 심의위원회를 통해 금융기관의 신용도 및 재무구조, 예금금리 및 대출금리 제안, 금고 업무 관리 능력, 도민 이용 편의성, 지역사회 기여 및 협력사업 추진 계획 등을 종합적으로 평가했다.
그 결과, 농협은행이 1순위(제1금고), 전북은행이 2순위(제2금고)로 각각 결정됐다.
제1금고로 선정된 농협은행은 일반회계를 포함하여 특별회계 2개(의료급여기금, 소방), 기금 4개(재난관리, 농림수산발전, 재해구호, 고향사랑기금)를 맡게 되며,제2금고로 선정된 전북은행은 특별회계 3개(동부권, 학교용지부담금, 특정자원분·특정시설분 지역자원시설세), 기금 12개(통합재정안정화, 체육진흥, 자활, 성평등, 노인복지, 식품진흥, 중소기업육성, 남북교류협력, 지역개발, 혁신도시성과공유지역균형발전, 사회적경제, 기후대응)를 담당한다.
전북특별자치도는 심의 결과를 토대로 11월 중 금융기관과 금고 약정을 체결할 계획이다.약정기간 동안 두 금고는 전북자치도의 세입금 수납, 세출금 지급, 유가증권 출납·보관 등 재정자금 관리와 더불어 지역사회 발전을 위한 협력사업 및 금융지원에도 적극 참여하게 된다.
NH Nonghyup Bank and Jeonbuk Bank Selected for the Next Jeonbuk Province High School
Jeonbuk Special Self-Governing Province has selected Nonghyup Bank for the first vault and Jeonbuk Bank for the second vault as the next fiscal year's vaults.
On the 31st, the province evaluated various factors such as the creditworthiness and financial structure of financial institutions, proposed deposit and loan interest rates, vault management capabilities, convenience for residents, contributions to the local community, and plans for cooperative projects through a deliberation committee meeting.
As a result, Nonghyup Bank was chosen as the first vault, and Jeonbuk Bank as the second vault.
Nonghyup Bank, selected as the first vault, will be responsible for managing two special accounts (medical aid fund, fire department), and four funds (disaster management, agriculture and fisheries development, disaster relief, hometown love fund) including the general account. Jeonbuk Bank, selected as the second vault, will handle three special accounts (eastern region, school site development fee, regional resource facility tax for specific resources and facilities), and twelve funds (integrated fiscal stability, sports promotion, self-reliance, gender equality, elderly welfare, food promotion, small and medium-sized enterprise support, inter-Korean exchange cooperation, regional development, innovation city performance sharing regional balanced development, social economy, climate response).
Based on the deliberation results, Jeonbuk Special Self-Governing Province plans to sign agreements with financial institutions and vaults in mid-November. During the agreement period, the two vaults will actively participate in financial management, including revenue collection and expenditure payment of the province, securities issuance and custody, as well as cooperative projects and financial support for regional community development.
뉴스로 배우는 영어
📝 Brief Summary:
Jeonbuk Special Self-Governing Province has chosen Nonghyup Bank as the first vault and Jeonbuk Bank as the second vault for the upcoming fiscal year. The selection was based on factors like creditworthiness, financial structure, and contributions to the local community.
🗣️ Natural Korean Translation:
전북특별자치도는 다음 회계연도의 금고로 농협은행을 첫 번째 금고, 전북은행을 두 번째 금고로 선정했습니다. 신용도, 재무 구조, 지역 사회에 대한 기여도 등 다양한 요소를 고려하여 선택되었습니다.
❓ Comprehension Questions:
1. What factors did Jeonbuk Special Self-Governing Province consider when selecting the vaults?
전북특별자치도가 금고를 선택할 때 어떤 요소들을 고려했나요?
2. Which bank was chosen as the first vault and what responsibilities will they have?
첫 번째 금고로 선택된 은행은 어떤 책임을 맡게 되었나요?
3. What will the two vaults be involved in during the agreement period with the province?
두 금고는 지방자치단체와의 협약 기간 동안 어떤 활동에 참여하게 될까요?
💡 Vocabulary Learning:
1. creditworthiness / 신용도 / noun
- The measure of how likely someone is to repay borrowed money.
- 대출금을 상환할 가능성을 측정하는 지표입니다.
- She was denied a loan due to her poor creditworthiness.
- 그녀는 신용도가 낮아 대출을 거절당했습니다.
2. deliberation / 심의 / noun
- Careful consideration or discussion before making a decision.
- 결정을 내리기 전 신중한 고려나 토의입니다.
- After much deliberation, they finally agreed on a plan.
- 많은 심의 끝에 그들은 마침내 계획에 동의했습니다.
3. expenditure / 지출 / noun
- The action of spending money or using resources.
- 돈을 지출하거나 자원을 사용하는 행위입니다.
- They need to reduce their expenditure to save more money.
- 그들은 더 많은 돈을 모으기 위해 지출을 줄여야 합니다.
4. custody / 보관 / noun
- The protective care or guardianship of something.
- 무언가를 보호적으로 보관하거나 보호하는 것입니다.
- The valuable items were placed in the custody of the bank.
- 귀중한 물건들은 은행의 보관에 맡겨졌습니다.
5. cooperative / 협력적인 / adjective
- Involving mutual assistance or working together towards a common goal.
- 상호 지원이나 공통 목표 달성을 위해 함께 일하는 것을 의미합니다.
- The two companies have a cooperative relationship in business.
- 두 회사는 사업 분야에서 협력적인 관계를 가지고 있습니다.
